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Realtors Volunteer Time and Resources across our Community

The membership of Greater Chattanooga Realtors is not just interested in assisting buyers and sellers of real estate, on the contrary they give back to their community is a variety of ways. The largest ongoing partnership that the group has committed to is with Habitat for Humanity of Greater Chattanooga Area. This relationship has a... Read more »

Summer Home Sales Continue Strong

While August is generally thought of as the end of the summer selling season, as children return to school and fall arrives, the Greater Chattanooga housing market is showing no signs of “cooling” down. For the month of August, residential home sales were flat to last year, with a +.2% increase. Keep in mind that... Read more »

Realtor vs. Real Estate Agent-what’s the difference?

“Under all is the land. Upon its wise utilization and widely allocated ownership depend the survival and growth of free institutions and of our civilization.” These sentences begin the preamble of the Code of Ethics and Standards of Practice of the National Association of Realtors. The National Association of Realtors with its 1.2 million members,... Read more »

Is it too late to get your home sold this year?

Summer has come to a close and you are wondering if you have waited too late to sell your house this year, here are some facts to help you decide. While the peak selling months for residential home sales fall in the May-August period, the simple fact is that home sales occur in every month... Read more »

SUMMER TIME FLOODING?

While it may seem crazy to be talking about flood insurance in the depth of summer, it’s actually an important issue with a major deadline looming in the near future. The National Flood Insurance Program (NFIP) was created by the United States Congress through the National Flood Insurance Act of 1968. The program was designed... Read more »

July Home Sales Recap

Home sales declined for the month of July, in comparison to the same period in 2016, leaving the market at .8% increase YTD for 2017. The key point to keep in perspective when looking at home sales is that while the market is running “flat” to last year, 2016 was a record setting year in... Read more »

Housing Outlook Appears Bright

The outlook for home construction and sales appear to be bright in the foreseeable future, according to Dr Robert Dietz, Chief Economist for the National Association of Homebuilders. Dr. Dietz spoke to a joint meeting of the Home Builders Association of Greater Chattanooga and the Greater Chattanooga Association of Realtors on Wednesday August 8th. There... Read more »

Lending Changes Will Stimulate Home Buying

Some recently announced lending changes may open more doors to prospective home buyers. Lending Giant Fannie Mae implemented changes to their Desktop Underwriter (DU) during the weekend of July 29th that now allows consideration of applicants with a maximum Debt to Income (DTI) ratio of 50%. This increase in DTI will allow new buyers to... Read more »

Do you need a home warranty when purchasing?

In the home purchase process, the question of a home warranty and what is covered often comes up. Today we will examine key points you may want to consider. Even when you purchase a new construction home, things can go wrong and therefore a builder’s warranty is often requested. A builder may back the warranty... Read more »

EMPLOYER ASSISTED HOUSING PROGRAM NOW AVAILABLE

A new Employer Assistance Housing program is now available in our market thanks to a partnership recently formed by the Greater Chattanooga Association of Realtors (GCAR) and Chattanooga Neighborhood Enterprises (CNE). There are numerous statistics which support the relationship between work force stability and home ownership and that is the driving force behind this program.... Read more »
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