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July Home Sales Recap

Home sales declined for the month of July, in comparison to the same period in 2016, leaving the market at .8% increase YTD for 2017. The key point to keep in perspective when looking at home sales is that while the market is running “flat” to last year, 2016 was a record setting year in... Read more »

Housing Outlook Appears Bright

The outlook for home construction and sales appear to be bright in the foreseeable future, according to Dr Robert Dietz, Chief Economist for the National Association of Homebuilders. Dr. Dietz spoke to a joint meeting of the Home Builders Association of Greater Chattanooga and the Greater Chattanooga Association of Realtors on Wednesday August 8th. There... Read more »

Lending Changes Will Stimulate Home Buying

Some recently announced lending changes may open more doors to prospective home buyers. Lending Giant Fannie Mae implemented changes to their Desktop Underwriter (DU) during the weekend of July 29th that now allows consideration of applicants with a maximum Debt to Income (DTI) ratio of 50%. This increase in DTI will allow new buyers to... Read more »

Do you need a home warranty when purchasing?

In the home purchase process, the question of a home warranty and what is covered often comes up. Today we will examine key points you may want to consider. Even when you purchase a new construction home, things can go wrong and therefore a builder’s warranty is often requested. A builder may back the warranty... Read more »


A new Employer Assistance Housing program is now available in our market thanks to a partnership recently formed by the Greater Chattanooga Association of Realtors (GCAR) and Chattanooga Neighborhood Enterprises (CNE). There are numerous statistics which support the relationship between work force stability and home ownership and that is the driving force behind this program.... Read more »

Mid Year Home Sales Recap

June represented the third month in a row that the number of homes which sold in the Greater Chattanooga area declined when compared to the same month last year. While no one likes to see sales decline for consecutive months, the Chattanooga Real Estate outlook is not one of doom and gloom. The YTD numbers... Read more »


During Summer vacation months, many families toy with the idea of a beach front condo or home.  If you are considering a second home or vacation rental this year, there are a number of options to consider within a short drive of Chattanooga. If you live in a more rural setting and like to “get... Read more »

Are you upgrading your home or simply performing required maintenance?

Many home owners make investments in their homes, thinking they are upgrading the property, when in reality they are just completing required maintenance. Much like replacing worn tires or a broken fan on your automobile, there are many such items in residential real estate. At the foundation of this topic are basic routine maintenance items,... Read more »

Health care options affect Real Estate values

There are numerous factors which affect quality of life and thus home values in a community and one of those is the availability of quality health care. Consider for a moment, you are a retiree who is evaluating different areas to spend your “golden years”, would available health care options be important to you? What... Read more »

Consumer Confidence is Positive Relative to Residential Real Estate

There are a number of factors that influence residential home sales, both in a positive and negative manner.  Today we will take a look at some of these key factors. While the overall underlying influence is consumer confidence, the first factor to affect this measure is unemployment.  As has been well reported, both locally and... Read more »
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